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How to Protect Yourself from Financial Exploitation
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Some common warnng signs

Unusual activity in bank accounts

Power of attorney is obtained when the person is unable to comprehend his or her own financial situation
 
Recent change of title to a house in 
favor of a "friend" when the person 
is incapable of understanding the 
nature of the transaction 

A will is drawn up when the person 
is clearly incapable of making a will 

Recent acquaintences of a wealthy 
single or widowed woman are 
showing affection for the individual 

Personal belongings of the senior 
citizen such as art, jewelry, or 
silverware are missing

A caregiver tries to isolate a person from friends 
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Signatures on checks do not
resemble the person's 

Checks and other documents have 
been signed when the individual 
cannot write 


Prevention 

How can you prevent economic abuse?

Home Repairs 
Always get several estimates for any major work. Don't be pressured into accepting a one-day only offer. Never payfor work in advance. Withhold full payment until the work is completed and pay with a check, not cash. Always get references for a contractor and check their record with the Better Business Bureau and county licensing agencies. Get a written contract (and make sure you 
fully understand it) for the work to be performed. 
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In Home Caretakers

Keep valuables under lock and key or on your own person at all times. Screen applicants thoroughly, regularly monitor medications and bank accounts and keep an eye on attendants. I possible, sign your own checks and have groceries and prescriptions 
delivered. 

Family Exploitation 

If possible, have your own 
telephone, give your mail 
directly to the mail carrier, 
open your own mail; arrange to 
have your social security or pension 
check deposited directly to a bank 
account; keep records, accounts and 
property available for examination 
you trust; do not give up control  of your property or 
assets unless you decide you cannot manage them; do not live with a 
person who has a background of violent benhavioror
alcohol or drug abuse; do not accept personal care 
in return for transfer or assignments 
of your property or assets. 
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